Stephens Insurance Design Group, LLC

We offer a range of life insurance solutions to fit your needs.  We help you determine the right coverage for your particular situation.  We don't sell anyone anything.  We help you buy the right product at the right price that fits your needs or wants.  The solution may be all term insurance or it may be life insurance that also builds cash value or it may be a combination.  The solution depends upon your needs.

We can provide life insurance to:

Pay off your mortgage and your other debt.

Provide an income for your family.

Pay your estate taxes.

Pay your final expenses.

Create a legacy that will continue your support of your college, church, charity or other cause long after you are gone.

Buy out your business interest if you are a business owner or partner.

Protect the revenue of your business or partnership if a key employee dies unexpectedly.

Protect you from any other reason where a premature death will cause hardship.

Call us at 480-948-8853 or toll free 866-749-8770

You can also contact us at info@sidgaz.com

Life insurance can do more than just provide a death benefit!

Life insurance can provide:

Supplemental retirement income on a tax favored basis.

Funds for college educations.

Funds for starting a business.

A low interest rate loan alternative.

An accelerated benefit to be used before you die if diagnosed as terminally ill.

Loan Collaterol

Call us at 480-948-8853 or toll-free 866-749-8770

You can also contact us at info@sidgaz.com

How Much Life Insurance Do I Need?

Ever wonder what is the right amount of life insurance for you and or your spouse?  While a good rule of thumb can be 5-7 times your annual earnings, that doesn't always tell the whole story...Try this calculator to determine how much life insurance you need.

While the amount you need may seem like a lot, it may not cost you as much as you think. 

Give us a call at 480-948-8853 or toll free 866-749-8770.

You can also contact us at info@sidgaz.com

Estate Tax?

Ever wonder how much Uncle Sam is going to take from your estate when you pass?  Most folks want to leave as much as they can to their families or charitable causes.  Why not fund your estate tax liability with life insurance?  Life insurance can pay the estate tax liability allowing your heirs to get what you want them to have and prevent them having to sell your business or other assets when the timing may not be right.  How much estate tax will my estate have to pay?  How much life insurance would I need to fund the liability?  Try this calculator to determine your estate tax liability and the amount that could be funded with life insurance.

Call us at 480-948-8853 or toll free 866-749-8770.

You can contact us at info@sidgaz.com